Merchant QR code facilities

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Nagarik Sahakari Bank Ltd. Bhiwandi provides Merchant QR Code facilities, primarily using the Bharat QR and UPI standards. This service is designed for local shopkeepers, professionals, and small business owners in Bhiwandi to accept digital payments directly into their bank accounts.


Key Features

The bank's QR solution is an interoperable system that allows for seamless "Scan and Pay" transactions.

► Interoperability: The QR code is compatible with all major UPI apps, including Google Pay, PhonePe, Paytm, BHIM, and the bank's own mobile app.

► Direct Settlement: Payments made by customers are credited directly to your Nagarik Sahakari Bank Current or Savings account.

► Zero Hardware Cost: Unlike POS (card swipe) machines, there is no monthly rental or initial hardware investment. You only need the printed QR standee or sticker.

► Instant Notification: Merchants receive an instant SMS alert or notification on their registered mobile number for every successful payment.

► Real-time Tracking: You can monitor your daily sales and transaction history through the bank’s mobile banking application.

► Static & Dynamic QR:

  • Static QR: A permanent QR code displayed at your counter where customers enter the amount manually.
  • Dynamic QR: Can be generated via the mobile app for a specific bill amount, reducing the chance of customer entry errors.