Cheque book facilities

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Nagarik Sahakari Bank Ltd. Bhiwandi provides standardized CTS-2010 compliant cheque book facilities to its account holders. Following RBI guidelines, these cheques are designed for high security and fast digital clearing through the Cheque Truncation System.


Key Features

Every cheque leaf issued by the Bhiwandi branch contains advanced security features to prevent fraud and ensure seamless processing.

► CTS-2010 Standard: Mandatory security features including a "CTS-INDIA" watermark (visible when held against light) and the words "CTS-2010" printed vertically on the left side.

► Security Ink: The bank logo is printed in invisible ultra-violet (UV) ink, which is only visible under UV scanners used by the bank.

► Void Pantograph: A special "VOID" or "COPY" mark appears if someone tries to photocopy the cheque.

► Standardized Layout: Features a dedicated space for the Rupee symbol (₹) and a "Please sign above this line" indicator for the authorized signature.

► Pre-printed Details: Cheques come with your Account Number, IFSC Code (e.g., IBKL0100NS2 for Mandai branch), and MICR Code pre-printed for accuracy.

► Multi-City Facility: Most cheques are "Payable at Par," meaning they can be cleared at any bank branch across India without extra outstation collection charges.