The SMS Banking facility at Nagarik Sahakari Bank Ltd. Bhiwandi is a proactive security and convenience tool that keeps you updated on your account activity in real-time. It is essential for monitoring unauthorized transactions and staying informed about your finances without visiting the branch.
Key Features
► Real-Time Alerts (Push SMS): Receive instant notifications for every transaction, including Cash Withdrawals (ATM/Branch), Cheque Clearances, Fund Transfers (NEFT/RTGS), and POS/Online purchases.
► Balance Inquiry (Pull SMS): Access your account balance at any time by sending a specific keyword from your registered mobile number.
► Mini Statement: Obtain a summary of your last few transactions (typically the last 3–5) via an instant reply.
► Security Notifications: Alerts for any change in account status, such as mobile number updates, address changes, or "Atm Card Block" confirmations.
► Maturity Alerts: Receive notifications when your Fixed Deposits (FD) or Recurring Deposits (RD) are nearing their maturity date.
► Loan Alerts: Timely reminders for upcoming EMI dates or overdue loan payments to help you maintain a good credit score.
